Savings tips and product roundups

Everyday ways to keep more of your paycheck.

Budget tool

Budget planner: 50/30/20 and other budgeting rules

Free budget planner for the 50/30/20 rule and five variations. Enter your take-home pay, pick a rule, and see exactly what to spend and save each month.

Savings strategies

How to automate your savings (and make it hard to touch)

The simplest ways to move money into savings automatically, from high-yield savings accounts to Roth IRAs, and how to add friction so you don't spend it.

Savings tip

Why a big tax refund isn't a win, and how to check your withholding

A large refund means you lent the government money interest-free all year. Here's how to adjust your W-4 so you keep more of each paycheck.

Savings tip

Audit your subscriptions in 30 minutes (most people find something)

A step-by-step process for finding recurring charges you forgot about, and cutting the ones you don't use.

Savings tip

The 401(k) match: the closest thing to free money

If your employer matches contributions and you're not capturing the full match, you're leaving part of your pay on the table.

Savings tip

9 ways to cut your electric bill, ranked by effort

Practical ways to lower your electric bill, from five-minute changes to bigger upgrades, plus how to find out where your power actually goes.

Savings tip

High-yield savings accounts, explained without the hype

What a high-yield savings account is, what to check before you open one, and how much extra interest you'd realistically earn.

Savings tip

Grocery savings that don't feel like a sacrifice

Five habits that shrink your grocery bill without turning shopping into a part-time job.

Product roundup

Kill A Watt P4400: find out what's quietly running up your power bill

A roundup of what the Kill A Watt electricity monitor does, who it saves money for, and the math to tell if it's worth buying.

Product roundup

Brita pitcher vs bottled water: the actual math

If you buy bottled water regularly, a filter pitcher can save real money. Here's the calculation, with assumptions you can change.

Product roundup

Energy-monitoring smart plugs: the cheap way to cut standby power

What energy-monitoring smart plugs do, when they actually save money, and what to look for before buying.