:root{--bg:#fff;--soft:#f6f6fb;--ink:#14142b;--mut:#5d5f78;--line:#e7e7f0;--brand:#4f46e5;--brand-d:#4338ca;--brand-l:#eef0ff;--on:#fff;
--seg1:#16a34a;--seg2:#4f46e5;--seg3:#f59e0b;--seg4:#e11d48;--ok:#15803d;--warn:#b45309;--card:#fff}
@media(prefers-color-scheme:dark){:root{--bg:#0e0f1a;--soft:#171829;--ink:#eceefb;--mut:#a0a3bf;--line:#2a2c42;--brand:#8b93ff;--brand-d:#a5acff;--brand-l:#1d2040;--on:#0e0f1a;
--seg1:#4ade80;--seg2:#818cf8;--seg3:#fbbf24;--seg4:#fb7185;--ok:#4ade80;--warn:#fbbf24;--card:#171829}}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
a{color:var(--brand)}
.top{border-bottom:1px solid var(--line);background:var(--bg);position:sticky;top:0;z-index:5}
.bar{display:flex;justify-content:space-between;align-items:center;height:60px}
.logo{font-size:20px;font-weight:600;text-decoration:none;color:var(--brand);letter-spacing:-.4px}
.logo span{color:var(--ink)}
nav a{margin-left:22px;text-decoration:none;color:var(--mut);font-size:15px}nav a:hover{color:var(--ink)}
.crumbs{font-size:13px;color:var(--mut);padding:16px 0 0}.crumbs a{color:var(--mut)}
h1{font-size:clamp(26px,4.5vw,40px);line-height:1.15;letter-spacing:-.9px;margin:6px 0 6px;font-weight:600}
h2{font-size:24px;letter-spacing:-.5px;margin:44px 0 12px;font-weight:600}
h3{font-size:18px;margin:0 0 6px;font-weight:600}
.lead{color:var(--mut);font-size:18px;margin:0 0 22px;max-width:680px}
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.5fr);gap:22px;padding:22px 0 8px;align-items:start}
.calc{background:var(--soft);border-radius:14px;padding:18px}
.calc label{display:block;font-size:13px;color:var(--mut);margin:0 0 4px}
.calc .f{margin-bottom:14px}
.calc input,.calc select{width:100%;font:inherit;font-size:17px;padding:11px 12px;border:1.5px solid var(--line);border-radius:9px;background:var(--card);color:var(--ink)}
.calc input:focus,.calc select:focus{outline:2px solid var(--brand);border-color:transparent}
.money{position:relative}.money:before{content:"$";position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--mut);font-size:17px}.money input{padding-left:26px}
.seg{border:0;margin:0 0 14px;padding:3px;display:flex;gap:2px;background:var(--line);border-radius:10px;position:relative}
.seg legend{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.seg label{flex:1;margin:0;position:relative;cursor:pointer}
.seg input{position:absolute;inset:0;opacity:0;margin:0;cursor:pointer}
.seg span{display:block;text-align:center;padding:8px 6px;border-radius:8px;font-size:14px;font-weight:500;color:var(--mut);transition:background .15s,color .15s}
.seg input:checked+span{background:var(--card);color:var(--brand);box-shadow:0 1px 2px rgb(0 0 0/.12)}
.seg input:focus-visible+span{outline:2px solid var(--brand);outline-offset:1px}
.seg input:not(:checked):hover+span{color:var(--ink)}
.calc [hidden]{display:none}
.calc small{display:block;color:var(--mut);font-size:12px;line-height:1.4}
.res .where{font-size:14px;color:var(--mut)}
.big{font-size:clamp(44px,8vw,64px);font-weight:600;letter-spacing:-2px;line-height:1.05;margin:2px 0 0}
.big small{font-size:17px;color:var(--mut);font-weight:400;letter-spacing:0}
.stack{display:flex;gap:3px;height:16px;border-radius:8px;overflow:hidden;margin:16px 0 12px}
.stack i{display:block;transition:width .25s;min-width:0}
.legend{display:flex;gap:6px 18px;flex-wrap:wrap;font-size:13px;color:var(--mut)}
.legend b{color:var(--ink);font-weight:500}.legend em{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:7px;vertical-align:-1px}
.periods{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:18px 0 0}
.periods div{background:var(--soft);border-radius:10px;padding:10px 12px}
.periods span{display:block;font-size:12px;color:var(--mut)}.periods b{font-size:19px;font-weight:600;letter-spacing:-.3px}
table.t{width:100%;border-collapse:collapse;font-size:15px}
.t th{font-size:12px;color:var(--mut);font-weight:500;text-align:left;padding:8px 10px;border-bottom:1px solid var(--line)}
.t td{padding:10px;border-bottom:1px solid var(--line)}
.t td:not(:first-child),.t th:not(:first-child){text-align:right}
.t tr.total td{font-weight:600;border-bottom:0;background:var(--soft)}
.t a{text-decoration:none}.t a:hover{text-decoration:underline}
.tw{border:1px solid var(--line);border-radius:12px;overflow:auto}
.pos{color:var(--ok)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:8px}
.grid a{display:block;padding:9px 12px;border:1px solid var(--line);border-radius:9px;text-decoration:none;color:var(--ink);font-size:15px;background:var(--card)}
.grid a:hover{border-color:var(--brand);color:var(--brand)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px}
.card{display:block;border:1px solid var(--line);border-radius:14px;padding:18px;text-decoration:none;color:var(--ink);background:var(--card);transition:border-color .15s}
.card:hover{border-color:var(--brand)}.card p{margin:0;color:var(--mut);font-size:15px}
.tag{display:inline-block;font-size:12px;font-weight:500;color:var(--brand);background:var(--brand-l);padding:2px 9px;border-radius:99px;margin-bottom:8px}
.tag.rev{color:var(--warn);background:color-mix(in srgb,var(--warn) 14%,transparent)}
.note{background:var(--brand-l);border-radius:12px;padding:14px 16px;font-size:15px;margin:22px 0}
.btn{display:inline-block;background:var(--brand);color:var(--on);text-decoration:none;padding:11px 18px;border-radius:10px;font-weight:500}
.btn:hover{background:var(--brand-d)}
.faq details{border-bottom:1px solid var(--line);padding:12px 0}.faq summary{cursor:pointer;font-weight:500}.faq p{margin:8px 0 0;color:var(--mut)}
.post{max-width:700px;margin:0 auto;padding:10px 20px 20px}
.post p,.post li{font-size:18px;line-height:1.7}.post h2{margin-top:36px}
.post .meta{color:var(--mut);font-size:14px;margin-bottom:20px}
.aff{background:var(--soft);border-radius:10px;padding:10px 14px;font-size:14px;color:var(--mut);margin:0 0 22px}
.verdict{border:1.5px solid var(--brand);border-radius:14px;padding:16px 18px;margin:26px 0}
.verdict h3{margin-bottom:8px}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:14px}.proscons ul{margin:0;padding-left:20px}
footer{border-top:1px solid var(--line);margin-top:60px;padding:28px 0 40px;color:var(--mut);font-size:14px}
footer a{color:var(--mut)}
@media(max-width:760px){.hero{grid-template-columns:1fr}.periods{grid-template-columns:repeat(2,1fr)}.proscons{grid-template-columns:1fr}nav a{margin-left:14px}}

.bud{background:var(--soft);border-radius:16px;padding:20px;margin:26px 0}
.bud .f label,.bud legend{display:block;font-size:13px;color:var(--mut);margin:0 0 4px;padding:0}
.bud .f{margin-bottom:14px}
.bud input,.bud select{width:100%;font:inherit;font-size:17px;padding:11px 12px;border:1.5px solid var(--line);border-radius:9px;background:var(--card);color:var(--ink)}
.bud input:focus,.bud select:focus{outline:2px solid var(--brand);border-color:transparent}
.bud .money input{padding-left:26px}
.bud small{display:block;color:var(--mut);font-size:13px;line-height:1.45;margin-top:6px}
.bud-in{max-width:340px}
.est{margin:0 0 14px;font-size:14px}.est summary{cursor:pointer;color:var(--brand);font-weight:500}
.est-row{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:12px}
.rules{border:0;margin:6px 0 4px;padding:0}
.rule-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:8px}
.rule-grid label{position:relative;cursor:pointer;margin:0}
.rule-grid input{position:absolute;inset:0;opacity:0;margin:0;cursor:pointer;width:100%;height:100%;padding:0}
.rule-grid span{display:block;padding:10px 12px;border:1.5px solid var(--line);border-radius:11px;background:var(--card);height:100%;transition:border-color .15s,background .15s}
.rule-grid b{display:block;font-size:17px;font-weight:600;letter-spacing:-.2px}
.rule-grid small{margin:0;font-size:12px}
.rule-grid input:checked+span{border-color:var(--brand);background:var(--brand-l)}
.rule-grid input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
.rule-grid input:not(:checked):hover+span{border-color:var(--mut)}
.custom{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0 0}
.custom label{font-size:13px;color:var(--mut)}.custom input{margin-top:4px}
.custom small{grid-column:1/-1;color:var(--warn);margin:0}
.goodfor{margin:16px 0 4px;font-size:16px}
.bud-bar{margin:12px 0 16px}
.bud-t td.hint{color:var(--mut);font-size:13px;text-align:left;min-width:200px}
.bud-t th:last-child{text-align:left}
.bud-t td:first-child{white-space:nowrap}
.sw{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:8px;vertical-align:-1px}
.needs{margin:18px 0 0;max-width:340px}
.bud [hidden]{display:none}
@media(max-width:600px){.est-row{grid-template-columns:1fr}.custom{grid-template-columns:1fr}.bud{padding:14px}}
@media(max-width:600px){
.bud-t{min-width:0}.bud-t thead{display:none}
.bud-t tr{display:grid;grid-template-columns:1fr auto auto auto;gap:2px 12px;padding:12px 4px;border-bottom:1px solid var(--line)}
.bud-t tr:last-child{border-bottom:0}
.bud-t td{padding:0;border:0;text-align:right;white-space:nowrap}
.bud-t td:first-child{text-align:left;font-weight:500}
.bud-t td:nth-child(3)::after{content:"/mo";color:var(--mut);font-size:12px;margin-left:2px}
.bud-t td:nth-child(4)::after{content:"/yr";color:var(--mut);font-size:12px;margin-left:2px}
.bud-t td.hint{grid-column:1/-1;text-align:left;white-space:normal;min-width:0;margin-top:2px}
.bud .tw{overflow:visible}
}
@media(max-width:600px){
.bud-t,.bud-t tbody{display:block;width:100%}
.bud-t tr{width:100%}
.bud-t td:first-child{white-space:normal;min-width:0}
.bud-t td{min-width:0}
}

.cmp td,.cmp th{text-align:left!important;vertical-align:top}
.post .note{margin:20px 0}
.post .tw{margin:12px 0}
